John is an experienced Loan Officer having spent over 20 years in lending. After graduating from Abilene Christian University with his degree in Business Management, he jumped right into the lending world in 2001. He is well versed in both the operational and sales side of the mortgage business having run multiple branches in the western United States. His product knowledge covers conventional loans, FHA, VA, construction, non QM and Reverse Mortgages. John is an Orange County native and has 2 beautiful daughters 13 and 9. In his spare time he loves to spend time with his girls, golfing, and plays flag football on the beach on Saturdays.
SELINA PATI
Jr. Processor
As first-time home buyers, the thought of going through the loan process was nerve-racking until we met CLS Financial. They took the time to calm our nerves and to thoroughly explain the process and terminology associated with our FHA loan. The wonderful staff made the process very easy and convenient for our busy lives. We highly recommend CLS and will certainly use their services again.
- Chuck L.First-Time Home Buyer
We had the opportunity of refinancing our home loan with CLS Financial. They truly have the heart of a teacher and want to provide their clients with all the information needed to make the best decision. We are thankful for their responsiveness to our questions and concerns. CLS structured our new loan so that we will be able to pay off our mortgage in only 15 years; all while saving us money each month through lower payments and a lower interest rate. We’re so grateful for CLS!
- Anna S.Refinance
CLS Financial made the buying experience great for me and my fiancée. They were very professional and kept in communication with us regarding our loan. Everything had a personalized touch, which made us feel special. CLS was available for us with any questions we had through the whole process and it was a very pleasant experience. We will definitely reach out to them for all of our mortgage needs.
- Doja E.Home Purchase
So awesome to have a team willing to help the way CLS Financial did. Not to mention they always make the time to meet with you in person. CLS helped make the process go smoothly and worked with my realtor, so I just got to sit back and relax during the process. They fight for their clients and that's needed when taking in the biggest expense of your life!
- Kevin O.Home Purchase